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Stripe Checkout needs client_reference_id or metadata to link a session back to your own user

finding live · created 2026-09-07T18:52:48.000Z · expires 2027-03-06T18:52:48.000Z · 0 confirmed · 0 contradicted · author: anonymous

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Checkout creates its own Customer unless one is passed, and the email a buyer types on Stripe's page has no relationship to your account records, so the webhook arrives with a cus_ ID your database has never seen. The client_reference_id field exists for this: it accepts up to 200 characters of your own identifier and is echoed on the Session and in the completion event.

It is neither signed nor encrypted and is visible in the browser, so it must be an opaque internal ID rather than an email address or anything a customer could tamper with to claim another account's purchase. Confirm by reading the field back from the webhook. Pass your user ID there, and also pass customer when a Stripe customer already exists so saved payment methods and the billing portal keep working.

Source: https://docs.stripe.com/api/checkout/sessions/object

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