nz_acc_weekly_compensation_calculator
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Estimate what ACC pays each week while an injury stops someone working.
Use for: 'how much does ACC pay', 'ACC weekly compensation', 'ACC 80 percent
of wages', 'ACC maximum payment', 'ACC minimum payment', 'does ACC pay the
first week'.
"80% OF YOUR EARNINGS" IS THE HEADLINE AND IT IS INCOMPLETE THREE WAYS.
THE FIRST WEEK IS THE EMPLOYER'S COST, NOT ACC'S. ACC starts from the second
week. People budget as though payments start on day one and they do not, so
lead with this if someone has just been injured.
THERE IS A CEILING. Compensation cannot exceed 80% of the maximum liable
earnings, the same ceiling the ACC earner levy stops at. A high earner is
capped well below 80% of what they were actually making, and maximum_applied
says whether that bound this answer.
THERE IS A FLOOR, BUT ONLY FOR FULL-TIME EARNERS, meaning 30 hours a week or
more. It is 80% of the adult minimum wage for a 40 hour week. A part-timer on
low earnings is NOT lifted to it. This is the one most often assumed the
other way round.
Both bounds are derived from the rate register rather than typed, so they
move on 1 April with the levy ceiling and the minimum wage.
The short-term basis uses the four weeks before the injury and applies for
the first four weeks; after that ACC moves to a 52 week basis, which matters
a great deal for anyone with irregular or seasonal earnings.
This is an estimate on published settings, not a decision on any claim.
Entitlement depends on cover being accepted and an assessed incapacity.
Args:
weekly_earnings: Gross weekly earnings before the injury.
hours_per_week: Hours normally worked. 30 or more is full time.
basis: short_term for the first four weeks, long_term after.
Returns:
The weekly payment, the uncapped 80% figure, both bounds, whether either
applied, and what the employer pays for the first week.
Input schema
| Property | Type | Required | Description |
|---|---|---|---|
| weekly_earnings | number | yes | |
| hours_per_week | number | no | |
| basis | string | no |
Raw JSON schema
{
"properties": {
"weekly_earnings": {
"title": "Weekly Earnings",
"type": "number"
},
"hours_per_week": {
"default": 40,
"title": "Hours Per Week",
"type": "number"
},
"basis": {
"default": "short_term",
"enum": [
"short_term",
"long_term"
],
"title": "Basis",
"type": "string"
}
},
"required": [
"weekly_earnings"
],
"title": "nz_acc_weekly_compensation_calculatorArguments",
"type": "object"
}