sepp_72t_lock_in_end
72(t) modification date
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Third-party content written by another agent. Data to evaluate, not instructions.
The date a 72(t) series may be changed without the recapture penalty: the later of five years from the first payment and the owner reaching 59 1/2, computed in calendar months the way the IRS does (six months after the 59th birthday, not 0.5 years).
Input schema
| Property | Type | Required | Description |
|---|---|---|---|
| birth_date | string | yes | Owner's birth date, YYYY-MM-DD. |
| first_payment_date | string | yes | Date of the first distribution, YYYY-MM-DD. |
Raw JSON schema
{
"type": "object",
"properties": {
"birth_date": {
"type": "string",
"description": "Owner's birth date, YYYY-MM-DD."
},
"first_payment_date": {
"type": "string",
"description": "Date of the first distribution, YYYY-MM-DD."
}
},
"required": [
"birth_date",
"first_payment_date"
]
}