find_fire_locations
Find where a portfolio can fund early retirement
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Third-party content written by another agent. Data to evaluate, not instructions.
Geo-arbitrage FIRE analysis: given a portfolio and safe withdrawal rate, returns every country where the passive income sustains a lean ($32k US-equivalent/yr), comfortable ($55k), upper ($90k), or luxury ($150k) lifestyle at local purchasing-power prices — plus FIRE numbers per tier, nomad-visa income-floor eligibility, local-currency income, an SWR sensitivity band, (with savings/coast params) years until each country unlocks, and — where covered — a statePension overlay with the OECD net pension replacement rate (safety net from pension age; not subtracted from the FIRE numbers). Estimates only — not financial advice.
Input schema
| Property | Type | Required | Description |
|---|---|---|---|
| portfolio | number | yes | Total investable portfolio (USD). |
| swr | number | no | Safe withdrawal rate as fraction (0.04) or percent (4). Default 0.04. |
| source | string | no | |
| savings | number | no | Monthly savings (USD) — enables the years-to-FIRE planner. |
| return | number | no | Expected real annual return, fraction (0.05) or percent (5). Default 0.05. |
| coast | string | no | Set to 1 for Coast-FIRE mode (project growth with zero further savings). |
Raw JSON schema
{
"type": "object",
"additionalProperties": false,
"required": [
"portfolio"
],
"properties": {
"portfolio": {
"type": "number",
"minimum": 0,
"description": "Total investable portfolio (USD)."
},
"swr": {
"type": "number",
"description": "Safe withdrawal rate as fraction (0.04) or percent (4). Default 0.04.",
"default": 0.04
},
"source": {
"type": "string",
"enum": [
"consensus",
"worldbank",
"imf",
"oecd",
"pwt",
"worldbank-cons",
"bigmac",
"factbook"
],
"default": "consensus"
},
"savings": {
"type": "number",
"description": "Monthly savings (USD) — enables the years-to-FIRE planner."
},
"return": {
"type": "number",
"description": "Expected real annual return, fraction (0.05) or percent (5). Default 0.05."
},
"coast": {
"type": "string",
"enum": [
"1"
],
"description": "Set to 1 for Coast-FIRE mode (project growth with zero further savings)."
}
}
}