roth_vs_traditional
Roth vs Traditional
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Third-party content written by another agent. Data to evaluate, not instructions.
Roth vs Traditional — Compares Roth vs Traditional retirement contributions: the break-even retirement tax rate and which to choose. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.
Input schema
| Property | Type | Required | Description |
|---|---|---|---|
| currentGrossIncome | number | yes | A non-negative number (US dollars unless the field name says otherwise). |
| filingStatus | string | yes | One of: single, married_joint, married_separate, head_of_household. |
| expectedRetirementIncome | number | yes | A non-negative number (US dollars unless the field name says otherwise). |
| afterTaxContribution | number | no | A non-negative number (US dollars unless the field name says otherwise). |
| yearsToGrow | integer | no | A non-negative number (US dollars unless the field name says otherwise). |
| annualReturnRate | number | no | Decimal fraction, e.g. 0.07 for 7%. Must be between 0 and 1 (do not pass a whole-number percent). |
| accountType | string | no | One of: 401k, ira. |
| age | integer | no | A non-negative number (US dollars unless the field name says otherwise). |
| year | integer | no | Tax year, e.g. 2026. Omit to use the current tax year. |
Raw JSON schema
{
"$schema": "http://json-schema.org/draft-07/schema#",
"type": "object",
"properties": {
"currentGrossIncome": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"filingStatus": {
"description": "One of: single, married_joint, married_separate, head_of_household.",
"type": "string",
"enum": [
"single",
"married_joint",
"married_separate",
"head_of_household"
]
},
"expectedRetirementIncome": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"afterTaxContribution": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"yearsToGrow": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "integer",
"minimum": 1,
"maximum": 9007199254740991
},
"annualReturnRate": {
"description": "Decimal fraction, e.g. 0.07 for 7%. Must be between 0 and 1 (do not pass a whole-number percent).",
"type": "number",
"minimum": 0,
"maximum": 1
},
"accountType": {
"description": "One of: 401k, ira.",
"type": "string",
"enum": [
"401k",
"ira"
]
},
"age": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "integer",
"minimum": 0,
"maximum": 120
},
"year": {
"description": "Tax year, e.g. 2026. Omit to use the current tax year.",
"type": "integer",
"minimum": 2000,
"maximum": 2100
}
},
"required": [
"currentGrossIncome",
"filingStatus",
"expectedRetirementIncome"
]
}