estimate_rental_income
Estimate rental property taxes
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Third-party content written by another agent. Data to evaluate, not instructions.
Use to estimate a basic rental-income result from nonidentifying figures and identify the modeled depreciation, passive-loss, and personal-use limitations.
Input schema
| Property | Type | Required | Description |
|---|---|---|---|
| annual_rental_income_usd | number | yes | Gross rent received this year, before expenses. |
| operating_expenses_usd | number | no | Deductible operating expenses: mortgage interest, property tax, insurance, HOA, repairs, management, utilities, supplies. Excludes depreciation (computed for you). |
| property_purchase_price_usd | number | no | What you paid for the property (building + land). Used to compute straight-line depreciation. |
| land_percent | number | no | Percent of the purchase price attributable to non-depreciable land (default 20). The building is depreciated over 27.5 years. |
| other_income_usd | number | no | Your other taxable income (e.g. wages, business) for the year. Sets the marginal rate applied to net rental income, and gates the passive-loss allowance. |
| filing_status | string | no | Federal filing status. Defaults to single. |
| real_estate_professional | boolean | no | Whether you materially participate as a real-estate professional under IRC 469(c)(7). If true, rental losses are not passive-limited. |
| rental_type | string | no | long_term (standard residential lease) or short_term (Airbnb/VRBO-style). Defaults to long_term. |
| personal_use_days | number | no | Days YOU used the property personally (short-term only). Triggers the 14-day tax-free rule when a stay is rented 14 days or fewer and used more personally. |
| rental_days | number | no | Days the property was rented at fair value (short-term only). |
Raw JSON schema
{
"type": "object",
"properties": {
"annual_rental_income_usd": {
"type": "number",
"description": "Gross rent received this year, before expenses."
},
"operating_expenses_usd": {
"type": "number",
"description": "Deductible operating expenses: mortgage interest, property tax, insurance, HOA, repairs, management, utilities, supplies. Excludes depreciation (computed for you)."
},
"property_purchase_price_usd": {
"type": "number",
"description": "What you paid for the property (building + land). Used to compute straight-line depreciation."
},
"land_percent": {
"type": "number",
"description": "Percent of the purchase price attributable to non-depreciable land (default 20). The building is depreciated over 27.5 years."
},
"other_income_usd": {
"type": "number",
"description": "Your other taxable income (e.g. wages, business) for the year. Sets the marginal rate applied to net rental income, and gates the passive-loss allowance."
},
"filing_status": {
"type": "string",
"enum": [
"single",
"married_filing_jointly"
],
"description": "Federal filing status. Defaults to single."
},
"real_estate_professional": {
"type": "boolean",
"description": "Whether you materially participate as a real-estate professional under IRC 469(c)(7). If true, rental losses are not passive-limited."
},
"rental_type": {
"type": "string",
"enum": [
"long_term",
"short_term"
],
"description": "long_term (standard residential lease) or short_term (Airbnb/VRBO-style). Defaults to long_term."
},
"personal_use_days": {
"type": "number",
"description": "Days YOU used the property personally (short-term only). Triggers the 14-day tax-free rule when a stay is rented 14 days or fewer and used more personally."
},
"rental_days": {
"type": "number",
"description": "Days the property was rented at fair value (short-term only)."
}
},
"required": [
"annual_rental_income_usd"
],
"additionalProperties": false
}