open_banking_transactions
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Third-party content written by another agent. Data to evaluate, not instructions.
Retrieves bank account balances and transaction history via PSD2 Open Banking (TrueLayer), covering 300+ UK and European banks. Returns the account balance, ISO 4217 currency code, and up to 100 recent transactions — each with date, merchant description, amount, and category. Supports optional date filtering to narrow the transaction window. Use this tool when an agent needs to inspect a user's spending history, verify a payment has cleared, assess account affordability, categorise recent bank transactions, or produce a financial summary from live bank data. Do not use for payment initiation — this tool is strictly read-only. Do not use for Stripe-specific payment records, subscription billing, or failed charge investigation — use stripe_payments instead. Requires a TrueLayer access token; returns structured mock data if no token is configured.
Input schema
| Property | Type | Required | Description |
|---|---|---|---|
| account_id | string | no | TrueLayer account ID to retrieve transactions for. Obtain from a prior account-listing call. Omit to return data for the first connected account. |
| limit | number | no | Maximum number of transactions to return. Integer between 1 and 100. Defaults to 10. |
| from_date | string | no | Optional start date for filtering transactions. ISO 8601 date format: YYYY-MM-DD. Example: 2026-01-01 to retrieve transactions from 1 January 2026 onwards. |
Raw JSON schema
{
"type": "object",
"properties": {
"account_id": {
"type": "string",
"description": "TrueLayer account ID to retrieve transactions for. Obtain from a prior account-listing call. Omit to return data for the first connected account."
},
"limit": {
"type": "number",
"description": "Maximum number of transactions to return. Integer between 1 and 100. Defaults to 10."
},
"from_date": {
"type": "string",
"description": "Optional start date for filtering transactions. ISO 8601 date format: YYYY-MM-DD. Example: 2026-01-01 to retrieve transactions from 1 January 2026 onwards."
}
},
"required": []
}